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Old regime or new? See the difference.
Enter your income and deductions to compare tax under both regimes for tax year 2026-27. Everything is calculated in your browser.
Annual gross income
₹
Salary, business and other income before deductions
Income type
Age
Old-regime deductions & exemptionsShow
80C investments
₹
PPF, ELSS, EPF, LIC, principal on home loan · capped at ₹1.5 lakh
80D health insurance
₹
Enter the eligible amount
HRA exemption
₹
Exempt portion as computed for you
Home-loan interest (self-occupied)
₹
Capped at ₹2 lakh
NPS — own contribution (80CCD(1B))
₹
Capped at ₹50,000
Other deductions
₹
80E, 80G, 80TTA and similar
Tax year 2026-27 · estimate
Lower tax
New regime
₹97,500
Old regime
₹2,02,800
The new regime saves you about ₹1,05,300.
- Taxable income (new)
- ₹14,25,000
- Taxable income (old)
- ₹12,75,000
- Rebate (new / old)
- ₹0 / ₹0
Indicative only. Includes 4% cess; excludes surcharge (applies above ₹50 lakh), special-rate income such as capital gains, and the tax on any other income heads. Book a review before choosing your regime.
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